2004 Gmc Sierra Crew Cab Heavy Duty Truck Insurance Coverage

I recently bought a 2004 Gmc Sierra Crew Cab 1500 Z71/5.3l 4×4. Intake manifold gasket went on it. Only 79,000km on it.2 right side O2 sensors went with it. Anyway, $2,000.00 I had 2 pay because they said it wasn’t covered. Later I read my owners manual and it said under the Emmision Control System Warranty- Defects and performance 4 light duty trucks is covered 4 the first 3 years or 60,000km.- It also said defects and performance 4 heavy duty trucks is covered 4 the first five years or 80,000km. Question: My insurance coverage says my truck is H/D . What would b considered the H/D 4 that year? Would mine qualify? Why would it come up as H/D on my insurance? Do u know of all the warranties? I live in Alberta Canada.

Yes, heavy duty trucks are not covered by warranties in the United States, I know that. As for Canada, I’m not sure what the law is, but it’s probably the same. When a vehicle is listed as heavy duty commercial, most warranties don’t cover much of anything. I’ve seen guys have to fix things on year old Chrysler trucks that they had to pay for without warranty because of this all the time. You’ll never beat the insurance game boys because they write the rules. I’d just advise you to buy a different brand of truck next time, as those GMCs often have all kinds of problems at a relatively early age. That’s probably the only way you’ll be able to get even,